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Western UnionConsumer Laws And Protection Sites

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ABA - Consumer Protection Committee

The Consumer Protection Committee monitors and reports on developments in the law of false and deceptive advertising, unfair trade practices and illegal marketing. These developments often include cases brought by private litigants, the Federal Trade Commission (FTC) and state attorneys general, as well as consumer class actions, competitor suits under Section 43(a) of the Lanham Act, and decisions by the Better Business Bureau's National Advertising Division (NAD).


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Aviation Consumer Protection Division

The Office of the Assistant General Counsel for Aviation Enforcement and Proceedings, including its Aviation Consumer Protection Division, monitors compliance with and investigates violations of the Department of Transportation’s (Department) aviation economic, consumer protection, ah as credit card or charge card accounts.


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Fair Credit Reporting Act

The Fair Credit Reporting Act (FCRA) is a United States federal law that regulates the collection, dissemination, and use of consumer information, including consumer credit information. Along with the Fair Debt Collection Practices Act (FDCPA), it forms the base of consumer credit rights in the United States. It was originally passed in 1970, and is enforced by the US Federal Trade Commission and private litigants.


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Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act (FDCPA), is a United States statute added in 1978 as Title VIII of the Consumer Credit Protection Act. Its purposes are to eliminate abusive practices in the collection of consumer debts, to promote fair debt collection and to provide consumers with an avenue for disputing and obtaining validation of debt information in order to ensure the information's accuracy.[1] The Act creates guidelines under which debt collectors may conduct business, defines rights of consumers involved with debt collectors, and prescribes penalties and remedies for various financial institutions that are engaged in extension of consumer credit that would be strengthened otherwise by informed credit use's.


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Consumer Credit Protection Act

The United States federal wage garnishment law, widely known as the Consumer Credit Protection Act guards employees from discharge by their employers because their wages have been garnished in any one week. It was approved by the government in 1968. The Wage and Hour Division of the United States Department of Labor includes the Employment Standards Administration, who administers the act. The informed use of credit is administered by the United States Congress and stabilizes economic acts to be enhanced with competition informed unto various financial institutions that are engaged in extension of consumer credit that would be strengthened otherwise by informed credit use.


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Consumer Product Safety Commission

The U.S. Consumer Product Safety Commission is charged with protecting the public from unreasonable risks of serious injury or death from thousands of types of consumer products under the agency's jurisdiction. The CPSC is committed to protecting consumers and families from products that pose a fire, electrical, chemical, or mechanical hazard or can injure children. The CPSC's work to ensure the safety of consumer products - such as toys, cribs, power tools, cigarette lighters, and household chemicals - contributed significantly to the 30 percent decline in the rate of deaths and injuries associated with consumer products over the past 30 years.


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Consumer Protection - Definition

Consumer protection laws are designed to ensure fair competition and the free flow of truthful information in the marketplace. The laws are designed to prevent businesses that engage in fraud or specified unfair practices from gaining an advantage over competitors and may provide additional protection for the weak and those unable to take care of themselves. Consumer Protection laws are a form of government regulation which protects the interests of consumers.


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Consumer Rights and Protection

Consumer rights and responsibilities explained in the Lectric Law Library.


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Fair Credit Billing Act (FCBA)

The Fair Credit Billing Act (FCBA) is a United States federal law enacted as an amendment to the Truth in Lending Act (codified at 15 U.S.C. § 1601 et seq.). Its purpose is to protect consumers from unfair billing practices and to provide a mechanism for addressing billing errors in "open end" credit accounts, sections of the Act. It is sometimes used in conjunction with the Fair Credit Reporting Act.


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Federal Trade Commission - Consumer Complaints

The Federal Trade Commission, the nation's consumer protection agency, collects complaints about companies, business practices, identity theft, and episodes of violence in the media.


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Food Safety and Inspection Service (FSIS)

The Food Safety and Inspection Service (FSIS) is the public health agency in the U.S. Department of Agriculture responsible for ensuring that the nation's commercial supply of meat, poultry, and egg products is safe, wholesome, and correctly labeled and packaged.


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FTC - Consumer Information

This section of the FTC website offers practical information on a variety of consumer topics. The information here can help you avoid rip-offs and exercise your consumer rights. Education is the first line of defense against fraud and deception; it can help you make well-informed decisions before you spend your money.


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National Consumer Law Center (NCLC)

NCLC is the nation’s consumer law expert, helping consumers, their advocates, and public policy makers use powerful and complex consumer laws on behalf of low-income and vulnerable Americans see


 

 

[Logo: Making Home Affordable]

Making Home Affordable is a key part of the Obama Administration's effort to help homeowners avoid foreclosure. If you are struggling with your monthly mortgage payments or have already missed a payment, now is the time to take action. Start today by learning more about the options available to you through MHA. Read more about Making Home Affordable

recallsdotgov banner

To provide better service in alerting the American people to unsafe, hazardous or defective products, six federal agencies with vastly different jurisdictions have joined together to create www.recalls.gov -- a "one stop shop" for U.S. Government recalls, click on logo to find out more.


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Learn About the New Credit Card RulesThe Federal Reserve Board announced new rules for credit card companies, effective February 22, 2010. Check out the new site, "What You Need to Know: New Credit Card Rules," to review the new credit card protections designed to benefit consumers and key changes you should expect. (learn more)


 

United States Flag, GovSales.gov, Buy new, seized and surplus merchandise and real estate from the government

GovSales a citizen friendly web site that makes it easy for the public to find government assets for sale. What is available on GovSales.gov? Find land, houses, jewelry, cars, trucks, tools, computers and many other exciting items. Check out the web site today. Thousands of items, updated daily.
 

GovLoans.gov - Find the Right Loan for You

GovLoans.gov is your gateway to government loan information. It directs you to the loan information that best meets your needs. Listed Government agencies whose loan programs are represented on GovLoans.gov, click on logo to find a loan that is right for you.

 

 

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