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ABA - Consumer Protection Committee
The Consumer Protection Committee monitors and reports
on developments in the law of false and deceptive
advertising, unfair trade practices and illegal
marketing. These developments often include cases
brought by private litigants, the Federal Trade
Commission (FTC) and state attorneys general, as well as
consumer class actions, competitor suits under Section
43(a) of the Lanham Act, and decisions by the Better
Business Bureau's National Advertising Division (NAD).
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Aviation Consumer Protection Division
The Office of the Assistant General Counsel for Aviation
Enforcement and Proceedings, including its Aviation
Consumer Protection Division, monitors compliance with
and investigates violations of the Department of
Transportation’s (Department) aviation economic,
consumer protection, ah as credit card or charge card
accounts.
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Fair Credit Reporting Act
The Fair Credit Reporting Act (FCRA) is a United States
federal law that regulates the collection,
dissemination, and use of consumer information,
including consumer credit information. Along with the
Fair Debt Collection Practices Act (FDCPA), it forms the
base of consumer credit rights in the United States. It
was originally passed in 1970, and is enforced by the US
Federal Trade Commission and private litigants.
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Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act (FDCPA), is a
United States statute added in 1978 as Title VIII of the
Consumer Credit Protection Act. Its purposes are to
eliminate abusive practices in the collection of
consumer debts, to promote fair debt collection and to
provide consumers with an avenue for disputing and
obtaining validation of debt information in order to
ensure the information's accuracy.[1] The Act creates
guidelines under which debt collectors may conduct
business, defines rights of consumers involved with debt
collectors, and prescribes penalties and remedies for
various financial institutions that are engaged in
extension of consumer credit that would be strengthened
otherwise by informed credit use's.
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Consumer Credit Protection Act
The United States federal wage garnishment law, widely
known as the Consumer Credit Protection Act guards
employees from discharge by their employers because
their wages have been garnished in any one week. It was
approved by the government in 1968. The Wage and Hour
Division of the United States Department of Labor
includes the Employment Standards Administration, who
administers the act. The informed use of credit is
administered by the United States Congress and
stabilizes economic acts to be enhanced with competition
informed unto various financial institutions that are
engaged in extension of consumer credit that would be
strengthened otherwise by informed credit use.
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Consumer Product Safety Commission
The U.S. Consumer Product Safety Commission is charged
with protecting the public from unreasonable risks of
serious injury or death from thousands of types of
consumer products under the agency's jurisdiction. The
CPSC is committed to protecting consumers and families
from products that pose a fire, electrical, chemical, or
mechanical hazard or can injure children. The CPSC's
work to ensure the safety of consumer products - such as
toys, cribs, power tools, cigarette lighters, and
household chemicals - contributed significantly to the
30 percent decline in the rate of deaths and injuries
associated with consumer products over the past 30
years.
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Consumer Protection - Definition
Consumer protection laws are designed to ensure fair
competition and the free flow of truthful information in
the marketplace. The laws are designed to prevent
businesses that engage in fraud or specified unfair
practices from gaining an advantage over competitors and
may provide additional protection for the weak and those
unable to take care of themselves. Consumer Protection
laws are a form of government regulation which protects
the interests of consumers.
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Consumer Rights and Protection
Consumer rights and responsibilities explained in the
Lectric Law Library.
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Fair Credit Billing Act (FCBA)
The Fair Credit Billing Act (FCBA) is a United States
federal law enacted as an amendment to the Truth in
Lending Act (codified at 15 U.S.C. § 1601 et seq.). Its
purpose is to protect consumers from unfair billing
practices and to provide a mechanism for addressing
billing errors in "open end" credit accounts, sections
of the Act. It is sometimes used in conjunction with the
Fair Credit Reporting Act.
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Federal Trade Commission - Consumer Complaints
The Federal Trade Commission, the nation's consumer
protection agency, collects complaints about companies,
business practices, identity theft, and episodes of
violence in the media.
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Food Safety and Inspection Service (FSIS)
The Food Safety and Inspection Service (FSIS) is the
public health agency in the U.S. Department of
Agriculture responsible for ensuring that the nation's
commercial supply of meat, poultry, and egg products is
safe, wholesome, and correctly labeled and packaged.
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FTC - Consumer Information
This section of the FTC website offers practical
information on a variety of consumer topics. The
information here can help you avoid rip-offs and
exercise your consumer rights. Education is the first
line of defense against fraud and deception; it can help
you make well-informed decisions before you spend your
money.
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National Consumer Law Center (NCLC)
NCLC is the nation’s consumer law expert, helping
consumers, their advocates, and public policy makers use
powerful and complex consumer laws on behalf of
low-income and vulnerable Americans see
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![[Logo: Making Home Affordable]](http://portal.hud.gov/hudportal/images/hudimg?id=making-home-affordable.jpg)
Making Home Affordable is a key part of the Obama Administration's effort to help homeowners avoid foreclosure. If
you are struggling with your monthly mortgage payments or have
already missed a payment, now is the time to take action. Start
today by learning more about the options available to you
through MHA. Read
more about Making Home Affordable

To provide better service in alerting the American people to unsafe,
hazardous or defective products, six federal agencies with vastly
different jurisdictions have joined together to create www.recalls.gov
-- a "one stop shop" for U.S. Government recalls, click on logo to find
out more.

The
Federal Reserve Board announced new rules for credit card
companies, effective February 22, 2010. Check out the new site,
"What You Need to Know: New Credit Card Rules," to review the
new credit card protections designed to benefit consumers and
key changes you should expect. (learn
more)

GovSales a citizen friendly web site that makes it easy for
the public to find government assets for sale. What is
available on GovSales.gov? Find land, houses, jewelry, cars,
trucks, tools, computers and many other exciting items.
Check out the web site today. Thousands of items, updated
daily.

GovLoans.gov is your gateway to government loan information.
It directs you to the loan information that best meets your
needs. Listed Government agencies whose loan programs are
represented on GovLoans.gov, click on logo to find a loan
that is right for you.
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