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Western UnionThe Attorney Generals Role in Protection

The Attorney General enforces state and federal consumer protection laws, keeping the public safe from things like identity theft, consumer fraud and telemarketing scams, and enforces antitrust laws that protect businesses and consumers from behavior that defeats healthy competition. The Attorney General also provides consumer alerts and educational materials that are designed to increase consumer awareness of scams, and help our citizens, particularly our seniors, protect themselves. When there is a pattern of deception or other wrongdoing, the Attorney General is authorized to take action to stop the illegal conduct, and, where appropriate, seek refunds for affected consumers.

Individual complaints play an important role in notifying the Attorney General about possibly deceptive or otherwise illegal practices taking place, which can lead to enforcement actions or legislative initiatives; however, the Attorney General’s office is not the central clearinghouse for consumer complaints. As a result, most consumer complaints received are referred initially to other state and federal agencies for investigation and/or dispute resolution handling (e.g., mediation). To speed up the process, consumers may wish to contact those agencies directly. For information on where particular types of complaints should be filed, please read the “Where to File Complaints”  and other useful information.

The Attorney General encourages you to protect yourself by becoming educated about scams and fraud and learning about helpful resources and agencies to contact should you need assistance. One specific way to protect yourself is by checking your credit at least every year. Federal law requires that each of the three nationwide credit reporting companies (Equifax, Experian and TransUnion) provide one free credit report per year to individuals upon request. There is a link to the AnnualCreditReport website included in the list below. This web site is the ONLY secure online credit reporting service recommended by the Federal Trade Commission, and the only one sponsored by all three nationwide credit reporting companies. Click on the links below to obtain information that will make you a better informed and smarter consumer!


          Where To File Complaints:

 

FTC Complaint Assistant. So that we can properly record your complaint, you will first be asked to answer a series of questions. After answering these questions, you will have the opportunity to provide us additional details regarding your complaint in your own words. Click on logo to file a complaint.


Before You Submit a Complaint

The Federal Trade Commission, the nation's consumer protection agency, collects complaints about companies, business practices, and identity theft.

Why: Your complaints can help us detect patterns of wrong-doing, and lead to investigations and prosecutions. The FTC enters all complaints it receives into Consumer Sentinel, a secure online database that is used by thousands of civil and criminal law enforcement authorities worldwide. The FTC does not resolve individual consumer complaints.

 

Consumer Sentinel Military helps to identify and target consumer protection issues that affect members of the United States Armed Forces and their families. Click here to file a consumer complaint if you are a member of the United States Armed Forces.

     

econsumer.gov is a portal for you as a consumer to report complaints about online and related transactions with foreign companies.  Click here to file a cross boarder complaint.

     
National Do Not Call List

National Do Not Call Registry

The National Do Not Call Registry gives you a choice about whether to receive telemarketing calls at home. Most telemarketers should not call your number once it has been on the registry for 31 days. If they do, you can file a complaint at this Website. You can register your home or mobile phone for free.

     
State Attorney General's

allthatjazzz.com webpage with links to where you should file complaint information with your local State Attorney and their consumer protection website. allthatjazzz.com has the most complete information you will find on the web click the link and find your state.

          To contact the three major credit bureaus:

Equifax 
P.O. Box 105873
Atlanta, GA 30348
http://www.equifax.com offsite icon
(800) 685-1111

 

Experian (formerly TRW)
P.O. Box 2104
Allen, TX 75013-2104
http://www.experian.com offsite icon
(888) 397-3742

Trans Union
Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19022
http://www.transunion.com offsite icon
(800) 916-8800 or (800) 888-4213

To get your free credit report please contact:  AnnualCreditReport

          Other consumer protection links:

Bureau of Consumer Protection    
     
   

 

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Quick links

Consumer Credit Protection

bullet Consumer Credit Cost Discloser
bullet Restrictions On Garnishment
bullet Credit Repair Organizations
bullet Credit reporting Agencies
bullet Equal Credit opportunity
bullet Debt Collection Practices
bullet Electronic Funds Transfers

From The Federal Trade Commission

bullet The Fair Credit Reporting Act 
bullet The Fair and Accurate Credit Transactions Act of 2003
bullet "Red Flags" Rule 
bullet Educational Material
bullet Staff Opinion Letters (1997-2001)
bullet Selected Commission FCRA Actions
bullet User and Furnisher Obligations

Read More On Credit Issues

bullet Credit and Charge Cards
bullet Bank Products
bullet Frauds and Scams
bullet How to Establish, Use, and Protect Your Credit
bullet Plastic Fraud
bullet Your Credit Report
bullet Your Credit Rights

Read More On Mortgage Issues

bullet Settlement Cost
bullet Lock-Ins
bullet Adjustable-Rate (ARM)
bullet Refinancing
bullet Private Mortgage Insurance

 


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